SPAC - Plan & Track Your Money app for iPhone and iPad

Meet SPAC (Previously Zerobalance) - India’s first and only Spending Account for the digital payments generation.

Are you tired of tracking your digital payments to understand where your money goes? Do you wish you stuck to the budgets you created for yourselves? Are you trying really hard to kill your overspending habits and trying to save more? Youre not alone! Using digital payments makes us all overspend and undersave consistently.

SPAC changes this completely!

SPAC puts you and your money at the center of all experiences making it extremely simple to manage your money. Using SPAC you can plan your expenses, create budgets & set limits to kill overspending and begin your savings journey one payment at a time.

Gone are the days of planning your budget in excel sheets, tracking them on pen and paper, and paying via different apps. Using SPAC, do all of this and more in a single app and master your money with a few simple taps.

****Budgets that really work****

We understand and have lived the pain ourselves of creating budgets on excel sheets and trying to follow them only to end up not knowing where our money went and wondering if we stuck to our budget or not. From budgeting to payments, it’s a long and broken experience.

Using SPAC - Simplify this entire process instantly,

1. Set limits on 15+ different categories of spending and get real-time alerts

2. Set limits and monetary controls on your favorite apps (Over 350+ to choose from)

3. Use the SPAC Virtual Card on all your apps and never worry about overspending again. We automate your limits in real-time and make sure you don’t spend more than what you have allocated

*****Track where your money flies*****

Knowing where you have spent your money is a difficult chore. Bank statements rarely make sense, and apps that read your SMS inbox to give you an expense report are barely accurate.

Use SPAC to:

1. Get deep insights into your spending habits and patterns. We auto categorise your daily, weekly & monthly expenses to help you find out where your money went

2. Plan your next months expenses based on your spending history

3. Get nudges and prompts that help you stay on track with your plan. With SPAC you spend smarter, not lesser

****Get rewards meant only for YOU!****

We bring the best offers and rewards based on your spending habits. Get more of what you love and say bye to all the generic offers.

The SPAC card is a free PPI card in partnership with Transcorp and RuPay. It has absolutely zero annual, joining, or hidden fees.

What are you waiting for? Get started with SPAC and take control of your money today!

Made for Indias digital-first generation, we bring an amazing expense-tracking and budgeting app with a built-in payment tool that enables you to - Spend smartly, Build confidence and Take complete control of your money.

**Questions, feedback & suggestions?**

For any of the above, write to us at [email protected]